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Don't Mess With Taxes

Translating taxes into money-saving English

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More of Kay's Copy

 

SKB-head-shot-navbarI've been writing for, well, I'm not going to tell you how long!

But I will admit to writing specifically about taxes since 1999.

I started my tax blog, Don't Mess With Taxes, on Nov. 14, 2005. Feel free to poke around and see the type of tax topics that appeal to me and my writing style in explaining them.

While taxes are far from simple, my goal in blogging about them is: Translate taxes into money-saving English.

Here's what some folks have to say about me and my blog:

 

     One of my favorites is Kay Bell (@taxtweet). She’s funny, smart and good. Her blog won the National Association for Women in Communications Clarion Award in 2012 [SKB note: and in 2014 and 2017] as the year's best Personal Blog. She recently explained the potential tax liability for people who bet on the Super Bowl (In case you've been out of touch, the Seattle Seahawks crushed the Denver Broncos) and used the late Pete Seeger as a hook to talk about the tax liability of married couples who file jointly (Hint: they share it). … If you want a respite from the drudgery of taxes, turn here. She also has a really cool Web site called "Don't mess with taxes." Those from Texas — Bell’s a native Texan — will love the name of her Web site, the rest of us will love her tax commentary." -- Joann Weiner, Washington Post, Feb. 5, 2014

~~~~~~~~~~~~~~~~~~~~~~~

     "This blog by Texas journalist Kay Bell aims to provide tax and personal-finance tips and advice 'that will put more money in your bank account, not the government treasury.' Ms. Bell, who previously worked for the House Ways and Means Committee in Washington and now writes about taxes for Bankrate.com, offers different approaches to make taxes less taxing. She often puts advice in a social or historical context. For instance, in honor of Alexander Graham Bell's birthday on March 3 -- and while lamenting the recent bombardment of calls from candidates soliciting votes -- she discussed the scenarios in which U.S. taxpayers can get a break on phone use. In other recent posts, she breaks down the economic-stimulus rebate with information that pertains to families with children, the elderly and state-by-state variations that residents should watch for." -- Beckey Bright, Wall Street Journal, March 31, 2008

But wait, there's more.

Since no one, not even a dedicated tax geek, can live by taxes alone, I've also written general personal finance articles, some money-themed pieces for corporate clients, and taken on a few non-financial assignments, like my motorsports column for a national transportation publishing company.

Here are links to some of the books and articles I've written over the years for various clients.

 

My first book: A guide to saving thousands of tax dollars over your lifetime.
"The Truth About Paying Fewer Taxes"

TruthAboutTaxes

 

  • Bankrate.com Tax Guide:
    An Annual Manual to Filing Your Taxes
    Tax Channel/Guide
  • Bankrate.com Blogs:
    A second helping of SKB tax blogging

    Bankrate Taxes Blog
  • NerdWallet.com
    Taxes ad infinitum
  •  Austin Woman (AW) magazine
    "Worth" financial columns
  • Crazy Woman Driver
    Kay's rants and raves about motorsports
  • Uncle Sam to the savings rescue
    10 tax-favored ways to stash cash
  • Home improvements
    Bird-friendly landscaping
  • The money message in movies (multimedia presentation)
    Lights! Camera! Money!
  • Santa, Scrooge and 10 more Christmas icons unknowingly offer money advice
    12 money tips from holiday 'experts' (online version)
    12 money tips from holiday 'experts' (Word version with images)

 

       More of my books

  • Kay Bell helps you build
    a solid tax foundation in
    "Personal Finance: An Encyclopedia
    of Modern Money Management"
     

 

  • Kay Bell breaks down taxes
    and estate planning
    for millennials in
    "Future Millionaires' Guidebook"

 

  • A collection of Kay Bell
    stories is included in

    "The Gambler's Guide
    to Taxes: How to Keep
    More of What You Win"


 

If you'd like to see more of my portfolio or discuss a potential project, e-mail me at dontmesswithtaxes @ gmail dot com (email address edited to prevent spamming).

Today's Tax Tip

  • Tax-saving HSA contribution limits go up in 2026 — The amounts that health savings account (HSA) owners can put into this tax-advantaged medical plan is going up next year. The increase is part of the IRS’ adjustment this week of the 2026 limits for HSAs, associated high deductible health plans (HDHPs), and the lesser-used health reimbursement arrangement (HRA). (May 2, 2025)


  • Tax Tip; click pencil for all tax tip links

  • The 2025 Tax Tips offer ways to file your annual return, along with post-filing advice, important tax news and, of course, ways to cut your current tax year bill. You'll find the monthly assemblages on their own respective pages: January, February, March, April, May, June, July, August, September, October, November and December. Remember, tax tasks and tips don't stop after you file your annual return!

All About Kay

  • OK, some about Kay
    Open sign
    Kay Bell — Native Texan
    (the blog title totally makes sense now, right?). Professional journalist. Tax geek.
  • LinkTree

My Other Accounts

Tick ... Tick ... Tick

  • Tax Year 2025 Continues!

    We made it. Tax Day 2025 is finally over. For most of us. When the filing season started on Jan. 27, the IRS said it expected more than 140 million individual tax returns for tax year 2024 to be filed by April 15. When the month started, the agency was around 39 million short of that number. While many taxpayers no doubt got their 1040s in by Tax Day, million every year get an extension to file. That's fine.

    In fact, the Internal Revenue Service appreciates some of us spreading out our tax submissions. It gives the agency time to process the surge of returns that arrive en masse on April 15.

    But enough about Uncle Sam's tax collection issues. The focus now is on all y'all who filed for extensions, giving you another six months to complete your return. Let's get started on meeting that new Oct. 15 deadline. It will be here before you know it.

    The monthly tips and reminders a little further down this column can help you finish up your extended Form 1040. There also will be tax tidbits each month that make sure you meet other tax deadlines. And, of course, you'll find advice on ways to cut your 2025 tax bill.

    The monthly tips and reminders a little further down this column can help you finish up your extended Form 1040. There also will be tax tidbits each month that make sure you meet other tax deadlines. And, of course, you'll find advice on ways to cut your 2025 tax bill.
    Note: I'm in the Central Time Zone, so adjust accordingly for where you live.


Time for Tax Tasks

State Tax Help

  • Don't forget your state taxes!
    Forty-two states and D.C. collect personal income taxes. But even if you live in of the eight states without any income levy, you still face other state (and local) taxes.

    State Tax Departments provides links to your state's Web page. The companion page, Tax Tidbits, is the compilation of blurbs about each state's tax laws. And for more state tax news, check out all our state tax bloggings.

Tax Forms


  • Tax Forms
    Thanks to our increased use of tax preparers and computer software, many of us don't see our tax forms until we sign and file them. But knowing what's on these documents, either in paper or digital form, and why the IRS wants it is key to understanding our tax system. And knowledge definitely is power, especially when it comes to tax savings. Find this valuable information in the ol' blog's special Tax Forms 2025 page.

What are you looking for?

  • Looking for something in particular? Start with the Table of Contents.
    Or check out the Archives, where you can review posts by month and category. Or enter specific keywords in the box below to search
    Don't Mess With Taxes.

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Affiliate Books

  • The Truth
    About Paying Fewer Taxes
  • Are you a tax geek? Got tax geek friends? Do you or they just want to make sure you don't overpay the IRS? Then my book, "The Truth About Paying Fewer Taxes," is for all y'all.

    Look for it on bookstore shelves
    or order a copy (or two!) from
    Amazon or Barnes & Noble.

  • TruthAboutPayingFewerTaxes
  • Find out more about my book and excerpted chapters at the FT Press
    Truth About Paying
    Fewer Taxes
    Web page
    .

  • You can read more
    of Kay's tax insights in ...


  • Kay Bell helps you build
    a solid tax foundation in
    "Personal Finance: An Encyclopedia
    of Modern Money Management"


    Personal Finance Encyclopedia

    Kay Bell breaks down taxes and
    estate planning for millennials in
    "Future Millionaires' Guidebook"

    Future Millionaires Guidebook

    A collection of Kay Bell stories
    is included in
    "The Gambler's Guide to Taxes:
    How to Keep More
    of What You Win"


    The Gamblers Guide to Taxes

  • Tax Reading Room

    You also might enjoy these other tax tips from some of my tax-writing colleagues:

  • J.K. Lasser 2025 Taxes
    J.K. Lasser 2025 Taxes

  • Tax Savvy for Small Business 2025
    Tax Savvy for Small Business 2025

  • Taxes, Accounting, and Bookkeeping Bible 2025
    Taxes, Accounting, and Bookkeeping
    3-in-1 Bible 2025

  • ~~~~~~~
    Don't Mess With Taxes
    is an Amazon Affiliate.
    If you click on the product links above and/or buy the items,
    I will be compensated.

0, 1, 2, 3, 4, 5, 6, 7, 8, 9 ...

  • Numbers
    Taxes are all about the numbers.
    Check out these (mostly) weekly
    By the Numbers figures.

Kudos Et Cetera

  • Association for Women Clarion Award Winner
    National Association
    for Women in Communications

    Winner, Best Personal Blog
    2012, 2014 & 2017

  • Plutus Award Winner
    Plutus Financial Bloggers Awards
    Celebrating the Best
    in Personal Finance

    Winner, Best Tax Blog
    2011 and 2013
    Lifetime Achievement Nominee 2020


I gotta tell ya ...

  • AKA Disclaimer:

    I am a professional journalist who has been covering tax issues since 1999. I am not a professional tax preparer.

    The content on Don't Mess With Taxes is my personal interpretation and opinion based on my study and understanding of tax laws, policies, and regulations. It is provided for your private, noncommercial, educational, and informational purposes only. While I work to ensure each post's accuracy, the items are not recommendations of any specific tax action(s) you should or should not take. Similarly, mentions of commercial tax products or services are not endorsements.

    In other words, my ramblings on the ol' tax blog are free advice, and you know what they say about getting what you pay for. That's why when it is time for you to file your own taxes, I urge you to get additional, professional, paid-for guidance from an accountant, Enrolled Agent, or other reputable, qualified tax preparer who is familiar with your individual tax circumstances.

Privacy Policy

  • Wondering what happens to your information once you subscribe? Don't worry. Don't Mess With Taxes respects your wish not to be a mere data source. Check the ol' blog's privacy policy at the Table of Contents page, as well as on the separate Privacy Policy page.

©©©©© & ®®®®®

  • Don't Mess With Taxes®
    is a registered trademark
    of S. Kay Bell.

    All content on this site is
    © 2005-2025 S. Kay Bell
    dba Write Here, a division of
    SKB Editorial Services, LLC

  • And a bit of housekeeping.
  • Note 1: Some of the links on this site
    are affiliate links. That means that
    if you click through from
    a Don't Mess With Taxes link
    and then buy the product,
    I receive a commission.

    Note 2: Links to outside content
    might become inactive due to changes
    at the copy's originating website.
    If you discover dead links, please e-mail me the details. Thanks.

    Note 3: The banner art for the ol' blog
    is courtesy Pictures of Money
    via Flickr Creative Commons.
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COVID-19 & Taxes

  • COVID-19
    Coronavirus has wreaked havoc
    on the 2020 and 2021 tax seasons.
    These five Coronavirus (COVID-19) and Taxes pages have details:
    March-July 2020
    August-December 2020
    January-December 2021
    January-December 2022
    …and so it continues into 2023
    …and, alas, into 2024
    It is 2025 and, yes, it's still an issue
    You can find medical coronavirus resource links in the next section.

COVID-19 Resources

  • COVID-19
    Need help finding a coronavirus vaccine in the United States?
    Call 1-800-232-0233
    or TTY 1-888-720-7489.
    More information and resources at:
    CDC Vaccines
    CDC Booster Shots
    HHS Combat COVID
    USA.Gov COVID Info

May 2025

Sun Mon Tue Wed Thu Fri Sat
        1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31

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  •  Rain-dappled red yucca and spider by Kay Bell
    Red yucca and orb spider after April shower. (Photo by Kay Bell)
    ...............................................

Tell it to the Hill

  • DMWT Politics Posts
  • While it's easy to rail at the IRS, for the most part we can thank — or blame — Congress and the White House for our tax laws. So if you have an issue with tax legislation or want a tax bill passed, you need to let your federal legislators and the White House occupant know of your concerns. You can find out who in Washington, D.C., to contact (and how), as well as get information on your local lawmakers for matters, tax or otherwise, closer to home, at USA Gov.
  • Don't Mess With Taxes •
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